Rates - Come
Check Us
Out!
July
1,
2010
thru
September
30,
2010
(216)
691-0242
|
|
Personal
Loan
Special:
Borrow up to
$2500.00 for
a 18 month
term at 4%
APR no-1/2%
off for auto
withdrawal
(Must
qualify)
AUTO LOANS: NEW
LOWER
CAR LOAN
RATES
Rates as low
as:
|
2010
(New
Cars) |
4.74% A.P.R.
- 60
MONTHS |
| |
4.49%
A.P.R.
- 60
MONTHS
WITH
20%
DOWN |
|
2009
-
2008 |
5.00% A.P.R.
- 60
MONTHS |
|
2007
-
2006 |
5.50%
A.P.R.
- 60
MONTHS |
|
2005
-
2004 |
6.00% A.P.R. |
| |
2005
MAX
TERM
60
MONTHS |
| |
2004
MAX
TERM
48
MONTHS |
|
2003
-
OLDER |
6.75%
A.P.R. |
| |
MAX
TERM
42
MONTHS |
| |
OVER
10,000
MAX
TERM
48
MONTHS |
SHARE
SECURED
LOANS:
5.00% A.P.R.
MAX TERM 60
MONTHS
UNSECURED
LOANS
-$2500.00
Term-18months
Rate-
4.00%
A.P.R.
NO 1/2
OFF for
automotive
payment
agreement)(must
qualify)
$3,000.00
6.00% A.P.R.
MAX TERM 12
MONTHS
$3,000.00
7.00% A.P.R.
MAX TERM 24
MONTHS
$4,000.00
9.75% A.P.R.
MAX TERM 36
MONTHS
$5,000.00
9.75% A.P.R.
MAX TERM 36
MONTHS
(MUST HAVE
GOOD CREDIT
FOR
$5,000.00)
EQUITY
LOAN:
12 - 60
Months -
5.50% A.P.R.
61 - 120
Months -
6.50% A.P.R.
Fees:
$397.00
Fees higher
if loan is
over
$45,000.00
HOME
IMPROVEMENT
LOANS:
$7,500.00 -
7.75% A.P.R.
Max Term 48
Months
Checks made
directly to
contractors
Receive a
.50%
discount on
any new loan
with
automatic
payment
agreement.
(Excludes
tuition
loans)
Sacred
Heart of
Jesus
Academy
Tuition:
New
Applications:
8.50%
A.P.R.
Max Term
10
Months
Checks
made
directly
to
Sacred
Heart of
Jesus
Academy
Outside
Tuition
K-12th
$10,000
- 8.75%
A.P.R.
Max Term
12
months
Checks
made
directly
to
school.
SHARE
DIVIDENDS
CURRENT
RATES
$100.00 -
$2,499.99
.35
A.P.R. .35% A.P.Y.
$2,500.00 -
$24,999.99
.50%
A.P.R. .50% A.P.Y.
$25,000.00
-
$49,999.99
.65 %
A.P.R. .65%
A.P.Y.
$50,000.00
and Over
.85%
A.P.R.
.85%
A.P.Y.
Certificate
of
Deposit:
6 Months
- 1.00%
A.P.Y.
12
Months -
1.21%
A.P.Y.
All
rates
subject
to
change
without
notice.
Loan
interest
rate may
vary due
to
credit
bureau
score
and
rating....
All
applicants
should
have a
broad
spectrum
of
credit
references
in their
credit
bureau
file.
All open
trade
lines
should
have a
1-3
rating.
If any
of the
following
are
present
on
credit
report
the
interest
rate
charged
will be
1.00%
above
our
posted
interest
rate,
pending
loan app
being
approved.
1. No
open
collection
accounts
(unless
medical).
2. No
open or
closed
(within
2 years)
suits,
repossessions,
bankruptcies,
judgments,
profit
and loss
accounts
or trade
line
history
have a
rating
of 4 or
more.
When a
credit
score is
650 or
lower
the
interest
rate
charged
will be
1.00%
above
our
posted
rate.
If both
of the
above
circumstances
exist
the
interest
rate
charged
will be
2.00%
above
our
posted
interest
rate.