Rates - Come Check Us Out!

July 1, 2010 thru September 30, 2010 (216) 691-0242

Personal Loan Special: Borrow up to $2500.00 for a 18 month term at 4% APR no-1/2% off for auto withdrawal (Must qualify)

AUTO LOANS:    NEW LOWER CAR LOAN RATES         
Rates as low as:

2010 (New Cars)	4.74% A.P.R. - 60 MONTHS
	4.49% A.P.R. - 60 MONTHS WITH 20% DOWN
2009 - 2008	5.00% A.P.R. - 60 MONTHS
2007 - 2006	5.50% A.P.R. - 60 MONTHS
2005 - 2004	6.00% A.P.R.
	2005 MAX TERM 60 MONTHS
	2004 MAX TERM 48 MONTHS
2003 - OLDER	6.75% A.P.R.
	MAX TERM 42 MONTHS
	OVER 10,000 MAX TERM 48 MONTHS

SHARE SECURED LOANS:
5.00% A.P.R. MAX TERM 60 MONTHS

UNSECURED LOANS
-$2500.00  Term-18months   Rate- 4.00% A.P.R. NO 1/2 OFF for automotive payment agreement)(must qualify)
$3,000.00  6.00% A.P.R. MAX TERM 12 MONTHS
$3,000.00  7.00% A.P.R. MAX TERM 24 MONTHS
$4,000.00  9.75% A.P.R. MAX TERM 36 MONTHS
$5,000.00  9.75% A.P.R. MAX TERM 36 MONTHS
(MUST HAVE GOOD CREDIT FOR $5,000.00)

EQUITY LOAN:
12 - 60 Months - 5.50% A.P.R.
61 - 120 Months - 6.50% A.P.R.
Fees: $397.00
Fees higher if loan is over $45,000.00

HOME IMPROVEMENT LOANS:
$7,500.00 - 7.75% A.P.R. Max Term 48 Months
Checks made directly to contractors
Receive a .50% discount on any new loan with automatic payment agreement. (Excludes tuition loans)

Sacred Heart of Jesus Academy Tuition:
New Applications: 8.50% A.P.R. Max Term 10 Months
Checks made directly to Sacred Heart of Jesus Academy

Outside Tuition K-12th
$10,000 - 8.75% A.P.R. Max Term 12 months
Checks made directly to school.

SHARE DIVIDENDS         CURRENT RATES
$100.00 - $2,499.99          .35 A.P.R.    .35% A.P.Y.
$2,500.00 - $24,999.99      .50% A.P.R. .50% A.P.Y.
$25,000.00 - $49,999.99    .65 % A.P.R. .65% A.P.Y.
$50,000.00 and Over         .85% A.P.R.  .85% A.P.Y.

Certificate of Deposit: 6 Months - 1.00% A.P.Y.    12 Months - 1.21% A.P.Y.

All rates subject to change without notice. Loan interest rate may vary due to credit bureau score and rating....

All applicants should have a broad spectrum of credit references in their credit bureau file. All open trade lines should have a 1-3 rating. If any of the following are present on credit report the interest rate charged will be 1.00% above our posted interest rate, pending loan app being approved. 1. No open collection accounts (unless medical). 2. No open or closed (within 2 years) suits, repossessions, bankruptcies, judgments, profit and loss accounts or trade line history have a rating of 4 or more. When a credit score is 650 or lower the interest rate charged will be 1.00% above our posted rate. If both of the above circumstances exist the interest rate charged will be 2.00% above our posted interest rate.