Rates  Come
Check Us
Out!
Loan
rates
January
1st
to
January
31st,
2018
(216)
6910242


IMPORTANT
INFORMATION:
Rates
quoted
include
auto
withdraw:
if No
auto
withdrawal
add 1/2%
to loan
rate.
All
rates
are
subject
to
change
without
notice
and
interest
rates
are
based on
Credit
Bureau
Score
and
Rating.
Loan
Application
Fees:
Loans: $5,000.00
and
under:
$40.00
Loans:
$5,001.00
and
over:
$75.00
Gap:
$325 /if
listed
as
Commercial:
$525
Tiers by
Credit
Scores:
A  700
or over
B  699
 650
(plus 1%
rate)
C  649
 601
(plus 3%
rate)
D  600
 below
(plus 5%
rate)
Personal
Loan
Limits
per
Tier:
A 
$7,500.00
B 
$5,000.00
C 
$4,000.00
D 
$2,500.00
AUTO/TRUCK LOANS: rates as low as: 
MOTORCYCLE LOANS: rates as low as: 
BOATS/RV LONS: rates as low as: 
20182017 2.74% A.P.R. for 60 Months 2.99% A.P.R. for 72 Months ($20,000 or over) 
20182016 3.49% A.P.R. for 60 Mos. 3.75% A.P.R. for 72 Mos. ($20,000 or over) 
20182016 4.49% A.P.R. for 60 Months 4.74% A.P.R. for 72 Mos. ($20,000 or over) 
20162015 3.24% A.P.R. for 60 Months 3.49% A.P.R. for 72 Months ($20,000 or over) 
20152014 3.75% A.P.R. for 60 Mos. 
20152014 4.75% A.P.R. for 60 Months 
20142013 3.50% A.P.R. for 60 Months 
20132012 4.50% A.P.R. for 60 Mos. 
20132012 5.00% A.P.R. for 60 Months 
20122011 4.00% A.P.R. for 60 Months 
20112010 5.00% A.P.R. for 60 Mos. 
20112010 5.50% A.P.R. for 60 Mos. 
2010older 4.25% A.P.R. for a Max Term of 42 Months.* 
2009older 5.25% A.P.R. for 42 Mos. 
2009older 6.00% A.P.R. for 42 Months 
*If over $10,000 Max Term of 48 Months 





SHARED
SECURED
LOANS: rates as low
as:
2.50% A.P.R.
Max Term of
60 Months
3.00% A.P.R.
Max Term of
6172 Months
UNSECURED
LOANS
(Personal
Loans):
rates as low
as*:
5.00%
A.P.R.
Term: Up
to 24
Months 
Max
amount
$7,500.00
6.75%
A.P.R.
Term:
For 36
Months 
Max
amount
$7,500.00
7.75%
A.P.R.
Term:
For 48
Months 
Max
amount
$7,500.00
*Amount
is based
on
Credit
Score
HOME
IMPROVEMENT
LOANS: rates as low
as:
6.00% A.P.R.
 For 48
Months Max
Term  The
Amount is up
to $7,500.00
based on
Credit Score
EQUITY
LOANS:
rates as low
as:
3.50% A.P.R.
 12 
60
Months
4.50% A.P.R.
 61 
120
Months
Fees:
$497.00 for
all*
If loan is
over
$45,000.00,
fees can
be
higher.
Outside
Tuition:
rates as
low as:
8.75%
A.P.R.
Max Term
of 12 Months
for up
to
$10,000.00*
*Amount
is based
on Score
&
Checks
are made
directly
to
the School.
Rates
quoted
include
Auto w/d
Add
1/2% to
loan
rates if
no Auto

Withdraw....
SHARE
DIVIDENDS
0.10%
A.P.R. & A.P.Y.
 From
$100.00

$2,499.99
0.15%
A.P.R. & A.P.Y.
 From
$2,500.00
to
$24,999.99
0.20%
A.P.R. & A.P.Y.
 From
$25,000.00
and Over
A.P.Y.
is
Annual
Percentage
Yield
and
A.P.R.
is
Annual
Percentage
Rate.
Now
available:

Reloadable
VISA
Debit
Cards

Home
banking
with
Bill
Pay
ALL
RATES
ARE
SUBJECT
TO
CHANGE
without
notice
and
interest
rates
are
based on
Credit
Bureau
Score
and
Rating.
Upon
loan
approval
minimum
account
balance
required
is
$100.00
for the
duration
of the
loan.