Rates - Come Check Us Out!

January 1, 2010 thru March 31, 2010 (216) 691-0242

New Year Loan Special: Borrow up to $2500.00 for a 18 month term at 4% APR 

AUTO LOANS:             
1/2% off all car loans (new money only)
Rates as low as:

New Cars	5.74% A.P.R. - 60 MONTHS
	5.49% A.P.R. - 60 MONTHS WITH 20% DOWN
2009 - 2008	6.00% A.P.R. - 60 MONTHS
2007 - 2006	6.50% A.P.R. - 60 MONTHS
2005 - 2004	7.00% A.P.R.
	2004 MAX TERM 60 MONTHS
	2003 MAX TERM 48 MONTHS
2003 - OLDER	7.75% A.P.R.
	MAX TERM 42 MONTHS
	OVER 10,000 MAX TERM 48 MONTHS

SHARE SECURED LOANS:
5.00% A.P.R. MAX TERM 60 MONTHS

UNSECURED LOANS
STIMULUS LOAN/HOLIDAY LOAN: Limit-$2500.00 Term-18 months: Rate 4.00% A.P.R.
$3,000.00  6.00% A.P.R. MAX TERM 12 MONTHS
$3,000.00  7.00% A.P.R. MAX TERM 24 MONTHS
$4,000.00  9.75% A.P.R. MAX TERM 36 MONTHS
$5,000.00  9.75% A.P.R. MAX TERM 36 MONTHS (NO PLUS 1% PERMITTED ON THIS LOAN APPLICATION - MUST HAVE GOOD CREDIT)

EQUITY LOAN:
12 - 60 Months - 5.50% A.P.R.
61 - 120 Months - 6.50% A.P.R.
Fees: $397.00
Fees higher if loan is over $45,000.00

HOME IMPROVEMENT LOANS:
$7,500.00 - 7.75% A.P.R. Max Term 48 Months
Checks made directly to contractors
Receive a .50% discount on any new loan with automatic payment agreement. (Excludes tuition loans)

St. Gregory Tuition:
New Applications: 8.50% A.P.R. Max Term 10 Months
Old: 10.00% A.P.R. Max Term 10 Months
Checks made directly to St. Gregory

Outside Tuition K-12th
$10,000 - 8.75% A.P.R. Max Term 12 months
Checks made directly to school.

SHARE DIVIDENDS         CURRENT RATES
$100.00 - $1999.99    .50% A.P.R.   .50% A.P.Y.
$2000.00 - OVER      1.00% A.P.R.  1.00% A.P.Y.

Certificate of Deposit: 6 Months - 1.25% A.P.Y.    12 Months - 1.51% A.P.Y.

All rates subject to change without notice. Above loan rates are dependent on credit rating and history.

All applicants should have a broad spectrum of credit references in their credit bureau file. All open trade lines should have a 1-3 rating. If any of the following are present on credit report the interest rate charged will be 1.00% above our posted interest rate, pending loan app being approved. 1. No open collection accounts (unless medical). 2. No open or closed (within 2 years) suits, repossessions, bankruptcies, judgments, profit and loss accounts or trade line history have a rating of 4 or more. When a credit score is 650 or lower the interest rate charged will be 1.00% above our posted rate. If both of the above circumstances exist the interest rate charged will be 2.00% above our posted interest rate.