Rates - Come Check Us Out!

January 1, 2008 thru March 31, 2008 (216) 691-0242

AUTO LOANS:              Rates as low as:

New Cars	5.75% A.P.R. - 60 MONTHS
	5.50% A.P.R. - 60 MONTHS WITH 20% DOWN
2007 - 2006	6.00% A.P.R. - 60 MONTHS
2005 - 2004	6.50% A.P.R. - 60 MONTHS
2003 - 2002	7.00% A.P.R.
	2003 MAX TERM 60 MONTHS
	2002 MAX TERM 48 MONTHS
2001 - OLDER	7.75% A.P.R.
	MAX TERM 42 MONTHS
	OVER 10,000 MAX TERM 48 MONTHS

SHARE SECURED LOANS:
5.50% A.P.R. MAX TERM 60 MONTHS

UNSECURED LOANS:
$3,000.00  6.00% A.P.R. MAX TERM 12 MONTHS
$3,000.00  7.00% A.P.R. MAX TERM 24 MONTHS
$4,000.00  9.75% A.P.R. MAX TERM 36 MONTHS
$5,000.00  9.75% A.P.R. MAX TERM 36 MONTHS (NO PLUS 1% PERMITTED ON THIS LOAN APPLICATION - MUST HAVE GOOD CREDIT)

SHARE DIVIDENDS         CURRENT RATES
$100.00 - $1999.99    .85% A.P.R.   .86% A.P.Y.
$2000.00 - OVER      1.05% A.P.R.  1.06% A.P.Y.

All applicants should have a broad spectrum of credit references in their credit bureau file. All open trade lines should have a 1-3 rating. If any of the following are present on credit report the interest rate charged will be 1.00% above our posted interest rate, pending loan app being approved. 1. No open collection accounts (unless medical). 2. No open or closed (within 2 years) suits, repossessions, bankruptcies, judgments, profit and loss accounts or trade line history have a rating of 4 or more.

EQUITY LOAN:
12 - 60 Months - 6.75% A.P.R.
61 - 120 Months - 7.75% A.P.R.
Fees: $307.00
Fees higher if loan is over $45,000.00

HOME IMPROVEMENT LOANS:
$7,500.00 - 7.75% A.P.R. Max Term 48 Months

Receive a .25% discount on any new loan with automatic payment agreement. (Excludes tuition loans)
All rates subject to change without notice.

TUITION LOANS:
$10,000.00 K-12th - 8.75% A.P.R. Max Term 12 Months
ATM CARDS ARE NOW AVAILABLE AT YOUR CREDIT UNION
CREDIT UNION SERVICES CAN ALSO BE USED BY PHONE AND MAIL