Privacy
Disclosure
The Credit
Union is
owned by its
members and
run by a
board of
directors
you elect.
You can be
confident
that your
financial
privacy is a
top priority
of this
credit
union. We
are required
by law to
give you
this privacy
notice to
explain how
we collect,
use and
safeguard
your
personal
financial
information.
If you have
any
questions,
please
contact a
staff member
at
216-691-0242.
The Credit
Union
collects
nonpublic
personal
information
about you
from the
following
sources:
-
Information
we
receive
from you
on
membership
and loan
applications
and
other
forms;
-
Information
about
your
transactions
with us
or
others;
and
-
Information
we
receive
from a
consumer
reporting
agency.
We are
committed to
providing
you with
competitive
products and
services
designed to
meet your
financial
needs, which
necessitates
that we
share
information
about you to
complete
your
transactions
and to
provide you
with certain
financial
opportunities.
In order to
do so, we
have entered
into
agreements
with other
companies
that provide
either
services to
us or
additional
financial
products for
you to
consider.
Each of
these
companies
have been
approved by
the credit
union's
board of
directors.
We may
disclose all
of the
information
we collect
as described
above to
other
financial
institutions
with whom we
have joint
marketing
agreements.
We may
also
disclose
information
we collect
about you
under other
circumstances
as permitted
or required
by law.
These
disclosures
typically
include
information
to process
transactions
on your
behalf,
conduct the
operations
of our
credit
union,
follow your
instructions,
or protect
the security
of our
financial
records.
If you
terminate
your
membership
with Saints
Margaret &
Gregory
Federal
Credit
Union, we
will not
share
information
we have
collected
about you,
except as
permitted or
required by
law.
The
Credit Union
restricts
access to
nonpublic
personal
information
about you to
those
employees
who have a
specific
business
purpose for
using it.
Our
employees
are trained
on the
importance
of
maintaining
confidentiality
and member
privacy. We
maintain
physical,
electronic,
and
procedural
safeguards
that comply
with federal
regulations
and leading
industry
practices to
safeguard
your
nonpublic
personal
information.
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